[Kamen Rider Die]

Quote:

Originally Posted by Annuga

Tom Nook is a saint because he never asks for that debt, the debt is not only simply to pay for his services of making a house for you, but he only accepts his money when you go out of your way to give it to him, maybe you need to pay for food or gas? No worries, he understands and wants you to prioritize your own essentials

So, yeah, Tom Nook isn't breathing down your neck or anything, taking you to a very cute courtroom to garnish your Bells or whatever. You're not in trouble if you take forever to pay him back, or even if you never do. But, for some people (me, for one), that amount of money your owe him is, like, a Telltale Mortgage. It's always there, haunting your nights and distracting your days. That number, that debt, can feel omnipresent, the only worthwhile data point in an otherwise relaxing game.

Plus, it's just funny to think of a very friendly raccoon dog as a cold-hearted son of a bitch.