[Infinitevirtue]

Quote:

Originally Posted by ARQ

Yeah that's the thing about them I don't like, but I like to think it's nice knowing you've paid it off already so that you spend less in later months. Also with all that goes on with HLJ it's just nice to have some security haha.

It would actually be the opposite for me. Paying for it now means spending extra now, and having more "space" in my monthly budget to make more purchases! Haha. I've been trying to limit myself on how much I order every month but it is really hard to maintain. I'm always over. Lol.